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No Refund Policy 

All sales are final. All purchases including, products, services, event tickets, and membership purchases including memberships purchased through and credit card purchases are ALL NON-REFUNDABLE.  We do not refund PayPal membership purchases.  All membership sales made through website(s), affiliate links, and are FINAL.  

Our team of professionals is dedicated to providing the highest quality customer service attainable. Information made available in The Treasure Chest can't be taken back once a member gains access. Therefore we do not offer refunds. All sales are final.  We offer a FREE full walk-through of the Treasure Chest before and after purchase at the customer/member's request and as a general practice before signing new members.  Our refund policy is strict.
We do not issue or grant refunds under any circumstances. 
All new clients enrolling in the Gold Business Credit and Finance Suite Program are provided with
a money-back guarantee as follows: Purchaser can cancel for any reason within 3 days of initial enrollment and purchase and receive back 70% of their initial purchase price not to exceed the amount initially paid for enrollment.
If a new purchaser enrolled on a payment plan, only payments made will be refunded and all other future payments will be canceled and voided. To cancel a purchase and receive a full refund, send an email to that reads: “I am writing this email to request a 70% refund of my initial enrollment and full cancellation of my Gold Business Credit and Finance Suite Program enrollment.” You will receive a confirmation email within 3 business days.
Your refund will then be processed within 30 days and returned to you from that confirmation. Please note, with credit card transactions your bank will determine when the returned funds are made available to you, but we will process your request and send your funds back to your credit card company or bank within 3 days of cancellation acknowledgment and approval.

We do not offer refunds on other products and services.  We retain the right to update this website anytime with or without notice to members. By using this site or becoming a site member at you agree to be bound by our Refund Policy, Terms and Conditions, Site Membership Rules, and regulations.  If you do not wish to be bound by our Refund Policy, Terms and Conditions, and Site Member Rules and Regulations do not use this site. Refund Policy and Terms and Conditions can be found at the bottom of each page. 

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