Terms & Conditions

Effective Date: [4/3/2026]
Last Updated: [4/3/2026]

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These Terms & Conditions (“Terms”) govern your access to and use of the websites, services, products, memberships, applications, event registrations, ticket purchases, vendor registrations, and pitch competition entries offered by Gold Business Center, GoldBusinessCenter.com, and/or Divine Advance, LLC (“Company,” “we,” “us,” or “our”).

 

By accessing this website, purchasing any product or service, registering for any event, applying to any competition, becoming a member, or otherwise interacting with us, you agree to be bound by these Terms. If you do not agree, do not use this website or purchase any offering.

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1. Company Information

Gold Business Center
A program of Divine Advance, LLC
2180 Harvard Street, Sacramento, CA 95815
support@goldbusinesscenter.com

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​​​​2. Scope of Services

We provide educational content, consulting, training, memberships, digital resources, event access, vendor opportunities, business support services, and related offers. Our services may include, without limitation:

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• live and virtual business trainings

• event tickets and networking events

• business planning support

• business credit education and related programs

• memberships and recurring services

• affiliate and referral opportunities

• competitions, contests, and promotional campaigns

• food, merchandise, music, and related products where offered.

 

All offerings are subject to availability and may be modified, suspended, or discontinued at any time.

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​​​3. Eligibility

You represent that:

• you are at least 18 years old or the age of majority in your jurisdiction;

• you have the legal capacity to enter into these Terms;

• the information you provide is truthful, accurate, and current;

• you will use the website and services only for lawful purposes.

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We may refuse service, registration, or participation to anyone at our discretion.

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​​​4. Educational Use Only; No Guarantees

All content, training, templates, tools, consulting, and event materials are provided for educational and informational purposes only.

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We do not guarantee:

• business success

• funding approval

• credit approvals

• revenue, profit, or income

• debt reduction re

• sults

• legal or tax outcomes

• specific personal or business results of any kind.

• ​​

Your results depend on your own decisions, effort, business model, timing, qualifications, finances, execution, market conditions, and other factors outside our control.

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​​​5. No Legal, Tax, Accounting, Medical, or Financial Advice

Nothing on this website, in our events, or in our services constitutes legal, tax, accounting, investment, securities, lending, medical, or mental health advice.

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You are responsible for consulting licensed professionals before acting on any information related to:

• business formation

• taxes

• contracts

• real estate

• lending

• credit

• liability

• insurance

• investments

• health or dietary concerns.

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​​​​6. Pricing; Payment Terms; Price Transparency

All prices are listed in U.S. dollars unless otherwise stated. You agree to pay all charges associated with your purchase, including applicable taxes and disclosed fees.

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The total price presented at checkout is the price you agree to pay. We reserve the right to change pricing at any time before purchase, but changes will not affect completed purchases.

Promotional pricing, direct-sale discounts, event specials, early offers, and limited-time deals may be offered at our discretion and may differ from public website prices.

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​​​​7. Tickets; Events; Admission

Event tickets grant admission only to the event and date specified, subject to venue capacity, rules, and all event policies.

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Unless otherwise stated in writing:

• tickets are final sale;

• tickets are non-refundable;

• tickets are non-transferable;

• tickets have no cash value;

• event content, schedule, speakers, and format may change without notice.

 

We may deny entry or remove any attendee for safety, misconduct, disruption, intoxication, harassment, fraud, or policy violations, with no refund.

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​​​​8. Event Changes; Rescheduling; Cancellation

We reserve the right to reschedule, relocate, postpone, interrupt, modify, or cancel any event due to venue issues, low enrollment, speaker unavailability, emergencies, safety concerns, government orders, weather, force majeure events, or other circumstances.

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If we cancel an event and do not reschedule it, our liability shall be limited to the amount you paid directly to us for that event, unless otherwise required by law. We are not responsible for incidental or consequential costs such as travel, lodging, childcare, lost profits, lost time, or missed opportunities.

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​​​​​9. Venue and On-Site Rules

All attendees, vendors, speakers, contestants, and guests must comply with venue rules, staff instructions, safety procedures, posted signage, and event operations.

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You are responsible for your own transportation, belongings, conduct, and any persons you bring. We are not responsible for lost, stolen, or damaged property.

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​​​​10. Food and Beverage Disclaimer

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Food and beverages, when offered, may be prepared off-site or by third parties. By attending, you acknowledge that food may contain allergens, including but not limited to dairy, nuts, soy, wheat, eggs, and other common allergens.

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You are solely responsible for determining whether to consume any food or beverage at the event. We disclaim liability for allergic reactions, food sensitivities, choking, illness, or other food-related issues except where liability cannot legally be waived.

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​​​​11. Vendor Terms

Vendor booths, tables, sponsorships, and related participation are subject to approval.

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Vendors agree to:

• provide accurate information about their business;

• comply with all laws, permits, licensing, advertising, and product regulations;

• avoid deceptive, abusive, or unlawful sales practices;

• avoid infringement of intellectual property rights;

• avoid interfering with other participants or operations;

• set up and break down within required times;

• leave the premises clean and undamaged.

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Vendor fees are final unless otherwise stated in writing. Vendor placement, speaking time, and benefits may vary and are assigned at our discretion.

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We do not guarantee vendor sales, leads, traffic, conversions, exposure, or return on investment.

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​​​​​12. Pitch Competition Terms

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12.1 Application

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The pitch competition requires a separate application and any posted application fee. Payment of the application fee does not guarantee selection, finalist status, stage time, or prize eligibility.

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12.2 Eligibility

Applicants must meet the stated eligibility rules, submit complete and truthful information, and comply with deadlines and instructions.

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12.3 Selection

Finalists and winners are selected in our sole discretion and/or by a judging panel designated by us. Decisions are final.

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12.4 Prize Language

Any stated prize amounts are offered as “up to” the stated value. Prize awards may consist of:

• cash

• services

• consulting

• memberships

• resources

• promotional support

• credits

• or any combination of the foregoing.

 

Prize composition, amount, timing, and structure may depend on participation levels, sponsorship, event performance, judging outcomes, compliance, and other considerations determined by us.

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12.5 No Guarantee of Cash-Only Award

Unless specifically stated in writing, no applicant or winner is guaranteed a cash-only prize.

 

12.6 Conditions

Winners may be required to sign a release, publicity consent, eligibility affidavit, tax documentation, service agreement, or other paperwork before receiving any prize.

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12.7 Conduct

Applicants may be disqualified for fraud, plagiarism, misrepresentation, harassment, rule violations, unethical conduct, or failure to appear on time.

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​​​​​​​​13. Memberships and Recurring Billing

Some offers may include recurring monthly or annual billing. By enrolling in any recurring membership or subscription, you authorize us and our payment processors to charge the payment method you provide on a recurring basis according to the plan you selected.

 

Unless otherwise stated:

• Recurring plans continue until canceled.

• billing recurs automatically on the cycle disclosed at checkout;

• setup, activation, initiation, and similar one-time fees are separate from recurring charges where stated;

• Price changes may be communicated before taking effect, where required.

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You are responsible for maintaining a valid payment method.

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​​​​​​14. Cancellation of Memberships and Recurring Services

You may cancel recurring memberships or subscriptions according to the cancellation instructions provided at checkout, in your account area, or by contacting us at support@goldbusinesscenter.com. Cancellation stops future recurring billing after any applicable notice period stated at purchase. Past payments are not refunded except where required by law or expressly stated in writing.

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If your subscription includes a minimum term, campaign, bundle, or special offer, additional terms may apply and will control to the extent of any conflict.

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​​​​​​15. Refund Policy

 

Unless expressly stated otherwise in writing:

• all ticket sales are final;

• all application fees are final;

• all vendor fees are final;

• all digital product sales are final;

• all deposits, activation fees, setup fees, and administrative fees are non-refundable;

• consulting, coaching, or done-for-you services are non-refundable once work begins, time is reserved, or materials are delivered.

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Any exception must be stated in writing by an authorized representative of the Company.

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​​​​​​​16. Chargebacks and Payment Disputes

You agree not to initiate a chargeback or payment dispute for a charge that you authorized and that complies with these Terms. If you believe there is a billing error, you agree to contact us first at support@goldbusinesscenter.com and allow a reasonable opportunity to investigate and resolve it. If you initiate an improper chargeback or dispute, we may suspend services, revoke access, deny admission, invalidate purchases, recover collection costs, and pursue any lawful remedies available to us.

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​​​​​​17. Intellectual Property

All website content, event materials, presentations, recordings, text, graphics, branding, logos, course materials, forms, templates, downloads, audio, video, music, and related content are owned by or licensed to us and protected by intellectual property laws.

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You may not copy, record, reproduce, distribute, republish, sell, scrape, upload, modify, share, sublicense, or commercially exploit any content without prior written permission.

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A limited, revocable, non-transferable personal-use license is granted for content you lawfully purchase or access, solely for your own internal use and subject to these Terms.

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​​​​​​18. User Content; Applications; Submissions

If you submit any application, testimonial, pitch, photo, video, comment, review, suggestion, idea, or other content to us, you represent that:

• you own it or have the rights to submit it;

• it does not infringe anyone’s rights;

• it is truthful and lawful.

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You grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, display, adapt, and promote such content in connection with our business, events, marketing, and services, unless prohibited by law.

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​​​​​​19. Media Release

By attending any event or interacting in connection with our offerings, you consent to photography, audio recording, video recording, livestreaming, and use of your name, image, voice, likeness, statements, and submitted business information for marketing, documentary, promotional, editorial, archival, and commercial purposes without compensation, unless prohibited by law.

 

If you do not consent, do not attend or notify us in writing before the event; however, we cannot guarantee you will not appear incidentally in crowd footage.

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​​​​20. Testimonials; Endorsements; Results Claims

Testimonials and examples shown on our website, social media, or events are illustrative only and are not guarantees of what you or any other person will achieve.

 

Any testimonials, endorsements, or affiliate promotions must comply with applicable law and disclosure requirements. If you promote our services, you are responsible for making any required disclosures.

 

​​​21. Privacy; Notice at Collection

We may collect personal information you provide directly and through your use of the website, forms, checkout, applications, memberships, and event registrations.

Your use of this site and our handling of personal information are subject to our Privacy Policy and

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Notice at Collection, which are incorporated into these Terms by reference. Where required by law, those notices explain the categories of personal information we collect, why we collect it, and what rights may apply.

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​​22. Account Security

If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account. Notify us immediately of unauthorized use.

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We may suspend or terminate accounts for suspected fraud, misuse, nonpayment, or security concerns.

 

23. Prohibited Uses

 

You may not use the website or services to:

• violate any law or regulation;

• infringe intellectual property;

• harass, abuse, threaten, or defame others;

• submit false or misleading information;

• scrape or harvest data;

• distribute malware;

• interfere with site operations;

• impersonate others;

• engage in chargeback abuse or payment fraud;

• make false income claims, funding claims, or deceptive promotions related to our brand.

 

24. Third-Party Links; Tools; Platforms

Our website may contain links to third-party services, payment processors, scheduling tools, social platforms, maps, livestream tools, or ticketing platforms. We do not control and are not responsible for their content, availability, policies, performance, or security.

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Your use of third-party platforms is at your own risk and subject to their own terms.

 

25. Affiliate and Referral Terms

If we offer any affiliate, ambassador, or referral program, participation is subject to separate program terms. We may modify, suspend, or terminate any affiliate program at any time.

Commission eligibility, payout timing, reversals, and qualification requirements are governed by the applicable affiliate terms, not by these general Terms alone.

 

26. Disclaimers of Warranties

To the fullest extent permitted by law, the website, events, services, content, memberships, digital products, and all related offerings are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, availability, accuracy, or uninterrupted access.

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We do not warrant that the website will be error-free, secure, or continuously available.

 

27. Limitation of Liability

To the fullest extent permitted by law, we and our owners, managers, affiliates, officers, agents, contractors, speakers, volunteers, venue partners, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, business opportunity, goodwill, or expected savings, arising out of or relating to your use of the website, attendance at any event, participation in any competition, or purchase of any service or product.

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To the fullest extent permitted by law, our total liability for any claim arising out of or relating to these Terms shall not exceed the amount you paid directly to us for the specific product, service, ticket, application, or membership giving rise to the claim.

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Nothing in these Terms excludes liability that cannot be excluded under applicable law.

 

28. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, owners, officers, staff, contractors, speakers, venue partners, volunteers, agents, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

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• your misuse of the website or services;

• your breach of these Terms;

• your negligence, fraud, misconduct, or unlawful acts;

• your products, services, or representations as a vendor, affiliate, contestant, or attendee;

• your infringement of any third-party rights.

 

29. Force Majeure

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We are not responsible for failure or delay caused by events beyond our reasonable control, including weather, fire, flood, illness, labor disputes, power outages, technical failures, venue closures, travel disruption, government action, public health emergencies, internet outages, or acts of God.

 

30. Termination

We may terminate or suspend your access to the website, events, memberships, applications, or services at any time for any reason, including suspected fraud, abuse, nonpayment, legal risk, safety concerns, or breach of these Terms.

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Sections that by their nature should survive termination shall survive, including payment obligations, intellectual property rights, disclaimers, limitations of liability, indemnification, and dispute-related provisions.

 

31. Governing Law

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These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules.

 

32. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms, the website, any event, ticket, membership, vendor participation, or pitch competition shall first be submitted to good-faith informal resolution by contacting us at [insert disputes email] with a written description of the dispute.

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If informal resolution fails, any legal action shall be brought in the state or federal courts located in [insert county], California, and you consent to personal jurisdiction and venue there.

If you want arbitration and/or class action waiver language, have a California attorney draft or review it for enforceability before publishing.

 

33. Electronic Communications

You consent to receive electronic communications from us, including receipts, notices, disclosures, updates, and service messages, and agree that electronic communications satisfy legal communication requirements to the extent permitted by law.

 

34. SMS, Email, and Marketing Consent

By providing your contact information, you consent to receive transactional messages related to your purchase, registration, application, account, or event participation. If you separately opt in to marketing, you may also receive promotional emails or text messages. Consent to marketing is not a condition of purchase. Message and data rates may apply for text messages.

 

You may unsubscribe from marketing communications using the unsubscribe link or contact method provided.

 

35. Entire Agreement

These Terms, together with any linked Privacy Policy, Notice at Collection, checkout terms, event-specific rules, vendor terms, application terms, and service agreements, constitute the entire agreement between you and us regarding the subject matter covered.

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36. Severability

If any provision of these Terms is found invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect to the fullest extent permitted by law.

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37. Waiver

Any failure by us to enforce any provision of these Terms is not a waiver of our right to enforce it later.

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38. Updates to These Terms

We may update these Terms at any time. Changes become effective when posted, unless a later date is stated. Your continued use of the website or services after changes are posted constitutes acceptance of the updated Terms.

 

Recommended companion pages you should also publish

To match this Terms page and reduce risk, you should also publish:

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1. Privacy Policy

2. Notice at Collection

3. Refund / No-Refund Policy

4. Pitch Competition Official Rules

5. Vendor Terms or Vendor Agreement

6. Membership / Subscription Terms

 

That matters because California privacy law requires specific notices around personal information collection, and live-event ticketing pricing must be presented clearly and not hidden.

 

Best practice note before you publish

 

Before using this publicly:

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• replace every bracketed placeholder;

• make sure your checkout page links to this Terms page;

• add a checkbox requiring agreement before purchase/application;

• make sure your posted pricing shows the full price clearly;

• add a separate Privacy Policy and Notice at Collection if you collect names, emails, phone numbers, payment info, or applications.

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39. Service Structure and Retainer-Based Payments

All payments made to Gold Business Center and Divine Advance, LLC are considered retainers for time, expertise, access, and availability, and are not tied to specific deliverables unless explicitly stated in writing.

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Services may include consulting, coaching, design, strategy, implementation support, and access to proprietary resources.

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Results are dependent on client participation, communication, and execution.

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40. Accepted Payment Methods

We accept payments through the following methods:

• Website payment portals
• Direct payment links
• PayPal
• Zelle
• Cash App
• Cryptocurrency
• Chime

Venmo is NOT accepted.

Payments made through unsupported methods may not be processed or refunded.

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41. Client Participation and Communication Requirements

Clients and participants agree to:

• respond to requests within a reasonable timeframe (recommended within 24 hours)
• attend scheduled sessions or meetings on time
• provide necessary materials, approvals, and feedback

Failure to meet these responsibilities may result in:

• delayed services
• rescheduled timelines
• additional fees
• reduced service effectiveness

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42. Service Timelines and Delays

All timelines are dependent on:

• client responsiveness
• availability of required materials
• third-party processes

Any delay caused by the client will:

• extend delivery timelines
• pause progress
• potentially require reactivation or rescheduling fees

 

We are not responsible for delays caused by:

• third-party approvals
• external partners
• client decision-making delays

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43. Project Pause and Reactivation

If a project or service is inactive for more than 5 business days due to client delay, it may be paused.

 

Resuming the project may require:

• reactivation fees
• rescheduling
• updated timelines

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44. Work Hours and Availability

Gold Business Center operates during standard business hours:

 

Monday–Thursday
9:00 AM – 5:00 PM (Pacific Time)

 

Services outside these hours:

• are not guaranteed
• may require special arrangements
• may incur additional fees

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45. Staff Communication and Boundaries

 

Clients and participants agree to:

• respect staff time and boundaries
• avoid excessive or unreasonable contact
• refrain from contacting staff outside of business hours unless agreed upon

 

Failure to comply may result in:

• delayed responses
• limited communication access
• termination of services

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46. Recording and Documentation

 

We reserve the right to:

• record calls
• record meetings
• document communications

 

These recordings may be used for:

• training
• quality assurance
• dispute resolution

 

Participation constitutes consent to such recording.

 

47. Ownership of Work and Deliverables

All work created by Gold Business Center remains the property of Divine Advance, LLC until payment is made in full.

 

Upon full payment:

• a non-exclusive, non-transferable license is granted
• usage is limited to intended purposes

 

Unauthorized use, resale, or distribution is prohibited.

 

48. Client Conduct and Service Termination

 

We reserve the right to terminate services without refund if a client engages in:

• harassment
• threats
• abusive behavior
• dishonesty
• payment disputes or reversals
• unrealistic or unreasonable demands

 

Remaining balances may still be owed.

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49. Third-Party Dependencies

 

We are not responsible for:

• third-party services
• external platforms
• partner performance
• vendor outcomes

 

This includes but is not limited to:

• funding approvals
• design tools
• hosting platforms
• marketing platforms

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50. Mediation Requirement

Before any legal action is taken, both parties agree to:

 attempt mediation in California

 

This applies to any disputes related to:

• services
• payments
• agreements
• event participation

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51. Membership Usage Responsibility

 

Memberships provide access to:

• tools
• resources
• support
• systems

 

Members are responsible for:

• utilizing the services
• attending sessions
• applying the information

 

Failure to use the services does not entitle the member to a refund.

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52. Website Visitor Rules and Acceptable Use

 

By accessing this website, you agree to:

• use the website for lawful purposes only
• not interfere with website functionality or security
• not attempt to gain unauthorized access to systems or data
• not use the website to transmit harmful, illegal, or disruptive content

 

You may not:

• copy, scrape, or reproduce website content without permission
• overload, disable, or impair the website
• disrupt other users’ experience

 

Violation may result in:

• restricted access
• termination
• legal action

 

53. Accuracy of Information

 

While we strive to provide accurate and up-to-date information:

• we make no guarantees regarding completeness or accuracy
• information may change at any time without notice

 

All content is provided “as is” and should be independently verified.

 

54. User Responsibility and Interactions

 

You are solely responsible for:

• your decisions
• your actions
• your interactions with other users, vendors, or participants

 

We do not:

• monitor all user interactions
• guarantee outcomes from relationships formed at the event or online

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55. Third-Party Platforms and Social Media

 

We are not responsible for:

• third-party websites
• social media platforms
• external tools or services

 

These operate under their own terms and conditions.

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56. Affiliate Disclosure

 

Gold Business Center may receive compensation from:

• recommended services
• affiliate relationships
• partner programs

 

This does not affect our commitment to providing value.

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57. Service Availability

 

We do not guarantee:

• uninterrupted website access
• continuous availability of services
• error-free operation

 

We reserve the right to:

• modify
• suspend
• discontinue

 

any part of the website or services at any time.

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58. International Use

 

Our services are intended primarily for use in the United States.

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If accessed from outside the U.S.:

• you are responsible for compliance with local laws
• we are not liable for international regulatory differences

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59. Compliance With Laws

 

You agree to:

• comply with all applicable laws
• use services legally and ethically

 

We are not responsible for:

• misuse of services
• unlawful activities conducted by users

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60. Arbitration Clause (Binding)

 

All disputes shall be resolved through binding arbitration under the following terms:

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• governed by the California Arbitration Act (CAA)
• administered by the American Arbitration Association (AAA) unless otherwise agreed
• location: Sacramento County, California
• arbitrator selected by agreement or appointed by AAA
• hearings conducted within a reasonable timeframe

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61. Arbitration Process

• Written notice must be provided to initiate arbitration
• Arbitrator will issue a binding written decision
• Decision is final and enforceable in court

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62. Confidentiality of Arbitration

 

All arbitration proceedings, including:

• documents
• testimony
• decisions

 

shall remain confidential unless required by law.

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63. Arbitration Costs

• costs are shared unless otherwise awarded
• each party pays their own legal fees unless determined otherwise

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64. Waiver of Class Actions

 

All disputes must be handled:

 individually

 

You agree not to participate in:

• class actions
• group claims
• representative lawsuits

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65. Corporate Identity and Brand Protection

All trademarks, logos, brand names, and intellectual property associated with:

Gold Business Center
Divine Advance, LLC

are protected.

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Unauthorized use is strictly prohibited.

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66. Brand Misuse Enforcement

 

We reserve the right to:

• pursue legal action
• seek damages
• obtain injunctive relief

 

against unauthorized use or infringement.

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67. Member and Affiliate Brand Use

 

Members and affiliates must:

• follow brand guidelines
• accurately represent services
• avoid misleading claims

 

Failure may result in:

• termination
• legal action

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68. Confidentiality of Business Materials

 

All proprietary materials, including:

• training content
• systems
• documents
• strategies

 

must not be:

• shared
• distributed
• sold

without written permission.

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69. Membership Code of Conduct (Reinforced)

 

Members must:

• act professionally
• communicate respectfully
• provide truthful information
• avoid harassment or misconduct

 

Violations may result in:

• immediate termination
• no refund
• legal action

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70. Account Security and Access Control

 

Membership accounts:

• are non-transferable
• must not be shared

 

Unauthorized use may result in:

• suspension
• termination

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71. Business Credit and Financial Services Disclaimer

 

Gold Business Center:

• is not a lender
• is not a financial institution

 

We provide:

• education
• guidance
• consulting

 

We do not guarantee:

• approvals
• funding
• credit outcomes

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72. Software and Digital Product Use

 

Where software or digital tools are provided:

• usage is limited to licensed access
• duplication or redistribution is prohibited
• no reverse engineering or modification

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73. Non-Circumvention

 

You agree not to:

• bypass Gold Business Center
• directly engage contacts introduced through our services

 

Violation may result in:

• legal action
• damages

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74. Hold Harmless Agreement

You agree to hold harmless:

Gold Business Center
Divine Advance, LLC
its staff, affiliates, and partners

from any claims arising from:

• use of services
• participation in events
• reliance on information

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75. Ethical Standards and Code of Ethics

All participants agree to uphold:

• honesty
• integrity
• professionalism
• compliance with laws

 

We reserve the right to enforce ethical standards.

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76. Environmental and Operational Responsibility

We strive to operate responsibly and expect participants to:

• respect facilities
• follow guidelines
• avoid damage to property

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77. Survival of Terms

All provisions relating to:

• liability
• arbitration
• intellectual property
• confidentiality

survive termination of this agreement.

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78. Right to Refuse Service

We reserve the right to refuse service, registration, participation, or access to any individual or entity at our sole discretion, for any lawful reason, including but not limited to:

• prior disputes
• disruptive behavior
• non-payment
• misalignment with our business standards

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79. No Partnership or Joint Venture

 

Nothing in these Terms shall be construed to create:

• a partnership
• joint venture
• employment relationship
• agency relationship

 

between you and Gold Business Center or Divine Advance, LLC.

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80. Independent Business Responsibility

 

You acknowledge that:

• you operate as an independent individual or business
• you are solely responsible for your business decisions and outcomes
• you are not acting on behalf of Gold Business Center

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81. Earnings and Income Disclaimer (VERY IMPORTANT)

 

We make no representations regarding:

• potential earnings
• financial outcomes
• income levels

Any examples provided:

• are illustrative only
• are not guarantees

 

Your results depend entirely on your actions and external factors.

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82. Event Recording and Content Ownership (Expanded Protection)

 

All event content, including:

• presentations
• recordings
• materials
• slides
• discussions

are the exclusive property of Gold Business Center.

 

Recording, reproducing, or distributing any part of the event without written permission is strictly prohibited.

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83. Fraud and Misrepresentation Clause

 

We reserve the right to take action against any individual who:

• provides false information
• misrepresents themselves or their business
• engages in deceptive practices

 

Actions may include:

• removal from event
• termination of services
• legal action

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84. No Guarantee of Attendance or Participation Levels

 

We do not guarantee:

• number of attendees
• vendor traffic
• participation levels
• engagement levels

 

All participation is subject to market conditions and factors outside our control.

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85. Assignment of Rights

 

We reserve the right to:

• assign or transfer our rights and obligations under these Terms

 

Users may not assign their rights without written consent.

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86. Headings and Interpretation

Section headings are for convenience only and do not affect interpretation.

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87. Entire Understanding Reinforcement

These Terms represent the complete understanding between the parties and override any prior verbal or written agreements unless explicitly stated otherwise.

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88. Limitation on Reliance

Users agree they are not relying on any verbal statements, promises, or representations not explicitly written in these Terms.

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89. Taxes and Reporting Responsibility

 

Participants, customers, vendors, and competition winners are solely responsible for:

• any applicable taxes
• reporting income received
• complying with tax laws

 

The Company does not provide tax reporting services unless explicitly stated.

Prize recipients may be required to submit tax documentation (including IRS forms) before receiving any monetary award.

 

No Guarantee of Funding or Credit Outcomes (Reinforced)

 

Participation in any training, program, or service does not guarantee:

• business funding
• credit approvals
• financing access

 

All financial outcomes are subject to:

• lender requirements
• creditworthiness
• market conditions
• third-party decisions

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91. Technology and Platform Disclaimer

 

We are not responsible for:

• payment processor errors
• website downtime
• ticketing system failures
• third-party software issues

 

This includes but is not limited to:

• checkout interruptions
• access delays
• digital delivery issues

 

Users agree that such issues may occur and do not constitute grounds for refund or liability.

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​​​​​92. Capacity and Seating Disclaimer

 

Event admission is subject to:

• venue capacity
• seating availability
• operational limitations

Seating is not guaranteed unless explicitly stated.

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